The SirLuckHomes Blog
Peterborough cut building charges. What changes on your offer?
Peterborough is cutting residential development charges. Compare two sample builder offers and see which closing adjustments and project dates to get in writing. ...more
Market Updates
November 10, 2026•2 min read
Toronto’s winter plan starts November 15. Here’s where to check for help.
Toronto’s winter plan starts November 15. Know when to call Central Intake and how to check whether a Warming Centre is open. ...more
Market Updates
November 09, 2026•2 min read
Canada announced a homelessness plan. Count delivered homes separately.
What the new federal homelessness plan announces, how to track actual local delivery, and why a national funding headline is not an immediate GTA rent or house price forecast. ...more
Market Updates
November 08, 2026•4 min read
A five year mortgage term isn't a five year payoff plan.
A mortgage term and its repayment period tell you different things. Use a simple calendar example and comparison sheet before judging proposals by the payment alone. ...more
Real Estate Education
November 07, 2026•3 min read
Canada's unemployment rose. That isn't a GTA house price forecast.
October unemployment rose while employment was little changed. Understand the limits of the national report and test what a setback would mean for your housing budget. ...more
Market Updates
November 06, 2026•3 min read
October's GTA prices fell over the year, not over the month.
October GTA prices were lower than a year ago but edged up from September. A worked example explains the difference and what buyers and sellers should check. ...more
Market Updates
November 05, 2026•3 min read